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Will I Pass My 4-Point Inspection?

Updated: Jan 18

Some tips to get your clients ready for a 4-Point Inspection

A 4-Point Insurance Inspection is a type of home inspection typically required by insurance companies for homes that are 20-30 years old or older. The inspection focuses on four main areas of the home: the roof, electrical system, plumbing system, and HVAC (heating, ventilation, and air conditioning) system. Here are some tips to help you pass a 4-Point Insurance Inspection:

  1. Roof Inspection:

    • Ensure there are no missing or damaged shingles. Replace any damaged shingles.

    • Check for signs of leaks or water damage. Repair any leaks promptly.

    • Clear any debris from the roof and gutters.

    • Trim overhanging tree branches near the roof.

Lake City, Live Oak 4-Point Inspector
Lake City, Live Oak 4-Point Inspector

2. Electrical System Inspection:

  • Ensure all electrical outlets and switches are in good working condition.

  • Make sure there are no exposed or frayed wires.

  • Test all smoke detectors and ensure they are functioning properly.

  • Check that the electrical panel is properly labeled and organized.

3. Plumbing System Inspection:

  • Inspect for any visible leaks in pipes, faucets, or fixtures. Repair leaks as necessary.

  • Test all toilets, sinks, and showers to ensure they are working properly.

  • Check for proper drainage in sinks, tubs, and showers.

  • Verify that the water heater is in good condition and functioning correctly.

4. HVAC System Inspection:

  • Clean or replace HVAC air filters.

  • Check that the HVAC system is operating efficiently and provides adequate heating and cooling.

  • Ensure all vents and registers are clear and unobstructed.

  • Schedule regular maintenance for the HVAC system to keep it in good working order.

In addition to these specific areas, it's essential to address any general safety concerns in your home. This includes fixing broken steps or handrails, securing loose carpets or flooring, and addressing any potential hazards that could lead to accidents or injuries.

It's important to note that specific requirements may vary depending on your insurance company and local regulations. It's a good idea to contact your insurance agent or the company directly to obtain a detailed list of their requirements for the 4-Point Insurance Inspection. If you have any questions or need to book an inspection, give us a call we are excited to talk to you. 386-361-8040.

PS. You can book a 4-Point, Wind Mitigation, Infrared, and whole home inspection 24/7 on our website,, and click the Schedule Now button at the top right corner.

Thanks for reading.


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